Your Questions, Answered
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Social Security Disability provides monthly income to individuals who cannot work due to a physical or mental health condition expected to last at least 12 months or result in death.
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SSDI is based on work history and Social Security taxes paid. SSI is a needs-based program for individuals with limited income and resources.
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Eligibility depends on your medical condition, work history, and income. The best way to find out is to speak with an advocate about your specific situation.
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The process can take several months or longer, depending on your case and whether appeals are needed.
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No. There are no upfront costs. We only receive a fee if your claim is approved.
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A denial does not mean you don’t qualify. Many valid claims are denied initially and can be appealed.
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In some cases, yes. Social Security has income limits, and we help review whether your work affects eligibility.
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Both physical and mental health conditions may qualify. The key factor is how your condition affects your ability to work.
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Yes. Conditions such as depression, anxiety, PTSD, and bipolar disorder may qualify if they prevent full-time work.
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Medical records that document your diagnosis, treatment, and functional limitations are important. We help identify and gather what’s needed.
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Yes. We assist with reconsiderations, appeals, and hearings.
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Not every case requires a hearing. If one is needed, we prepare you thoroughly and represent you through the process.
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If approved, benefits are paid monthly. You may also receive past-due (back) benefits.
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No. Speaking with us is free and does not require you to hire us.
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No. Otter Tail Social Security Disability Advocates is a non-attorney representative service and is not a law firm.